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Can a bank calculate the mark-up interest along with equated monthly installments as a new amount and then conclude a new refinancing contract to obtain interest and penalize the borrower if they make late payments on loans?

2786 Laws and Jurisprudence 2011/10/02

The answers received from the offices of the grand jurists are as under: Office of Grand Ayatollah Sistani (may Allah grant him long life): Any kind of interest levied on loan is considered to be usury and haram. Office ...
Please provide me with a dua that will help me to find a pious and suitable wife.

8836 Practical 2007/04/10

Allah has established methods for everything; if one wants to get a positive result he must act in accordance to the method. The way to find a suitable spouse is through precise research and knowing the person. Of course, one must also seek Allah’s ...
Many of the hadiths on the birth of Imam Zaman (as) are weak and unauthentic ones and only a few of these hadiths are authentic. Can one say that the weak ones are strengthened by those that are authentic, thus making the weak ones also dependable, so that all ...

4118 Traditional 2008/09/23

A few points need to made concerning the birth of Imam Zaman (as):1- All of the hadiths on this subject aren’t weak, and there are also “sahih”, “mowathaq” and “hasan” (terms referring to different types of authentic hadiths) ones amongst them. Moreover, the narrators of these narrations who ...
Does God accept converting to Islam by way of Taqlid (following a religious expert)?

3586 Traditional 2009/08/22

We will not be excused in the hereafter if we have no reason for our beliefs except for a blind taqlid and the following of our fathers, whereas we know neither our fathers are men of learning, insight and thinking, nor have been ...
Should the remembrance of Allah (awj) evoke fear or love?

4560 Practical 2011/08/15

The co-existence of fear and hope, and in some cases love, in respect to Allah (awj), should not be a source of confusion as this phenomenon permeates all relationships of love to varying degrees. However, because of its over-conspicuousness, we are blind to it. It must be noted ...
Do the Shia consider Abu Bakr and Umar as Kafirs?

8009 The infallibles 2010/09/23

First of all, although the Shia has some criticism towards the khalifahs, they don’t see them as kafirs; the same way they don’t consider any of the other Sahabah as kafirs. In dealing with the khalifahs, the Shia follow the footsteps of the imams, especially Imam Ali (as), ...
When Allah gives His creation certain qualities, does that mean that they have become partners with Him in that given quality?

2741 Traditional 2012/03/10

When a creation is in lack of a certain quality such as power, and is then given it by God, even at the time when it seemingly bears that quality, it has no independence whatsoever. It isn't the case that for a certain time, it possesses a ...
What kind of relationship is there between the different modes of human soul (carnal soul, self-reproaching soul and peaceful soul) and the powers of intellect and lust?

2945 نظری 2013/11/11

1-Regarding your first question, please refer to the answer No.928 "The difference between Satan and carnal soul" 2-The purpose of man's creation is to achieve divine perfection. Allah (SWT) the Wise has granted humans all they need to achieve this perfection including carnal soul. To ...
Why does the verdict of a marja become invalid after his death?

2926 Philosophy of Religion and Law 2007/04/08

It must be known that ijtihad has different elements: some are firm (ex. Quran, prophetic traditions, intellect…) and others are changeable (ex. Subjects and their conditions, knowledge and the understanding of the marja himself). A mujtahid must always be aware of the changeable elements. Hence, it ...
I have deposited some money in my bank account. According to its rules and on monthly basis, the bank automatically transfers a certain rate of interest to my account. Is it considered to be usury?

2810 Laws and Jurisprudence 2011/10/04

The opinion of most of the grand religious authorities is as under: If the bank acts as an agent (through a legal contract) on behalf of the client and it is carrying out its contracts in accordance with Islamic laws, there is no problem in taking the ...

Why are shrimps halal and crabs haram? What makes one of them halal and the other halal despite the fact that both of them are from the same category?

70699 Philosophy of Religion and Law 2012/03/18

Although all Islamic laws are a result of the benefits or disadvantages and harms that back them, and there is a particular reason behind each and every one of them, discovering the exact reason in detail for every one of them is extremely difficult. The most we ...
Is lobster, clam, oyster and octopus halal?

67584 Laws and Jurisprudence 2012/02/18

Eating lobster, clam, oyster and octopus is haram. According to religious resources regarding halal and haram meat, there are general rulings and numerous standards; for instance, a set of rulings has been given for land animals, sea creatures, birds and so on.The condition for halal meat sea ...
What is the definition of "Muslim" according to the Quran?

62953 Exegesis 2010/04/06

According to the Quran a Muslim is one who has absolutely surrendered to Allah and his commands and believes in pure Tawhid (the oneness of God) that isn't tainted with any Shirk and this is why the Almighty has introduced Prophet Abraham as a true ...
Why hasn’t Imam Ali (a.s.) been mentioned in the Holy Quran?

61546 Exegesis 2008/05/11

One should be aware that although the imam’s names, )especially Imam Ali’s(, haven’t been mentioned in the Quran, nevertheless, their names, )especially Imam Ali’s(, can be found in the Prophet’s sayings. One very good example is the hadith of Ghadir which is considered the official announcement of the appointment of ...
What is meant by Sidratul-Muntaha that the Quran has mentioned?

51600 Exegesis 2010/04/07

This question doesn’t have a brief answer. Please click on the detailed answer. ...
How do you prove that Imam Ali (as) was imam and khalifa after the Prophet (pbuh)?

37733 Traditional 2008/07/21

There is no doubt that in order for Islam to survive, it needs a keeper and guardian and individuals to deliver and express the teachings and guidelines of religion for the people, and carry them out. Since one of the reasons of creation is the ...
Which animals and insects have been named in the Quran?

35497 Exegesis 2009/12/16

Approximately 35 animals have been named in the Quran; the birds and insects of which are:Salwa (سلوی)=The quail (Baqarah:57), Ba’uth (بعوض)=Mosquito (Baqarah:26), Dhubab (ذباب)=Fly (Hajj:73), Nahl (نحل)=Honeybee (Nahl:68), Ankabut (عنکبوت)=Spider (Ankabut:41), Jarad (جراد)=Grasshopper (A’raf:133), HudHud (هدهد)=Hoopoe (Naml:20), Ghurab (غراب)=Crow (Ma’idah:31), Ababil (ابابیل)= probably ‘Swallow’ (Fil:3), Naml (نمل)=Ant ...
Why do we the Shia pray at three times while the Quran tells us to pray at five times?

34976 Laws and Jurisprudence 2010/08/14

The reason the Shia perform their prayers in three times is the Quranic verses and traditions on the matter. Although the Quran has mentioned that prayer is wajib several times and hasn’t gone into the details, it has spoken of its times: “Maintain the prayer from the sun's ...
What is the Quran’s perspective on waste and extravagance?

32295 Exegesis 2012/05/09

The religion of Islam is the religion of life and its precepts and rules set the grounds for human felicity and success, both for the individual, as well as the society. Islam has brought forth a complete program for every facet of human life and has ...
How is Prophet Adam’s (A.S.) creation (about 5,764 years ago) make sense when fossils found from human beings are almost 25 million years old?

32167 Exegesis 2012/01/15

There is no inconsistence between these two. If we have heard that Prophet Adam has been created six to seven thousand years ago, this might refer to a different and new generation of human beings which started with Prophet Adam (A.S.) and might ...

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